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Archives: 2024

Don’t Let These 7 Reasons Hold You Back from Buying Life Insurance

Don’t Let These 7 Reasons Hold You Back from Buying Life Insurance

Are you like the majority of Americans who don't have life insurance1, but say that they know they need it? With the price of everything from home to college and grocery to daycare costs rising, it’s more important than ever to get life insurance to help protect your loved ones. According to the 2022 Insurance Barometer Study, from Life Happens and the financial and insurance organization...

Can Dash Cams Save You Money on Your Insurance?

Can Dash Cams Save You Money on Your Insurance?

In times like these, we’re always looking for ways to save a little extra, right? This leads many of us to seek out what we can do to add some more discounts onto insurance policies and cut down on some recurring monthly expenses. While, in general, insurance companies do not offer a discount on auto policies for having a dashcam, there are some surprising perks to...

The Cost of Not Having Business Insurance

The Cost of Not Having Business Insurance

Running a business comes with many risks, from property damage to legal liabilities. While some business owners may see insurance as an unnecessary expense, the cost of failing to have adequate coverage can far outweigh the premiums paid. It is essential to understand the potential consequences of operating without business insurance. Financial Losses from Property Damage Property damage can occur unexpectedly due to natural disasters,...

What Is Cash Value Life Insurance?

What Is Cash Value Life Insurance?

Understanding different types of life insurance policies and their unique benefits will help you choose the right option for you and your family. Term life insurance provides coverage for a limited amount of time and/or amount of benefit. Term insurance has no cash value.In contrast, whole life insurance1 is coverage that is in place your entire life, and it offers unique benefits, including the ability to accumulate...

The Surprising Business Risks You May Not Think About

The Surprising Business Risks You May Not Think About

Risk control consultants are the preventative care professionals of business insurance. They can help you detect potential hazards to your business’s well-being and help you understand what actions you can take to keep things healthy.Good news: Qualifying customers who have business insurance with us have access to customized risk control services. That’s just one more way we’re looking out for you. Learn more: How an ERIE Risk Control...

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