Homeowners Insurance: When Do You File A Claim?
Posted: September 20, 2018
Homeowners insurance is designed to cover damage to your property caused by certain covered events. It stands to reason that as you are paying your premiums, you should take advantage of available coverage. However, the reality is that it is not always advisable to file a homeowners insurance claim, as it can lead to higher premiums or even cancellation in some cases. Underwriters tend to...
Understanding Your BOP
Posted: August 20, 2018
A business owners policy (BOP) combines protection from all major business property and liability risks in one convenient package. Package policies are created for small and mid-sized businesses that face the same type and degree of risk. A policy that combines property and business liability insurance can cover your business for claims resulting from fire, theft, and other covered disasters, as well as for claims...
Understanding Your Homeowners Policy
Posted: July 31, 2018
Most people don't want to think about their homeowners insurance until they need it. Homeowners policies are lengthy, complicated, and written in legalese. Nevertheless, it could pay off to thoroughly understand your homeowners policy and know how it works. Our agency is happy to assist you with not only finding the right homeowners policy, but also with understanding what is in it. Basics of Homeowners...
Are You Paying Too Much For Your Car Insurance?
Posted: July 23, 2018
Like food, housing, and medical care, car insurance is a necessity of life in the 21st Century. At a bare minimum, nearly every state in the U.S. has enacted mandatory liability car insurance laws for all drivers. On top of that, a new car is a significant investment that most owners want to protect with comprehensive and collision coverage. Unfortunately, many people today are leaving...
How To Keep Your Office Safe From Cyber Crime
Posted: June 29, 2018
Cyber crime is criminal activity carried out on the internet. It can be a crime such as hacking, spamming, or phishing in which a specific device is the object of the crime, or a crime in which a device is used as a tool to commit an offense. Common cyber crimes include identity theft, unauthorized computer access, online theft of bank information, and online predatory...